Refinance · Cash-Out
Turn Your Home Equity Into Cash
A cash-out refinance lets you access the equity you've built — for home improvements, debt consolidation, or any major expense.
Overview
What is a cash-out refinance?
Replace your current mortgage with a new, larger loan and receive the difference in cash. Most homeowners can access up to 80% of their home's value.
Benefits
Why homeowners choose a cash-out refinance
Access cash at interest rates often lower than personal loans or credit cards
Single monthly payment replaces your existing mortgage
Interest may be tax deductible (consult a tax advisor)
Use funds for home improvements, debt consolidation, college tuition, or any major expense
Option to close with zero cash out of pocket — only cash into your pocket
Is this right for you?
A cash-out refinance may be a good fit if…
You have meaningful equity built up, need funds for a specific purpose, and want to leverage your home's value without selling.
Get Started
See how much cash you could access
Tell us a little about yourself and a loan officer will reach out — usually the same day.